When it comes to investing, there are three important elements. The first is your need for risk (at the appropriate level to grow your asset base and meet your objectives). Then its your ability to take risk (or tolerance of volatility, balancing with the need for liquidity and available time horizon) and lastly, your money personality (or behavioural traits around money, investing and portfolio values). The set of short questions below helps you determine your risk tolerance and we invite to undertake its companion Money Personality tool next.